So I can live like no one else...

Almost a year ago, Justin and I enrolled in Dave Ramsey's Financial Peace University. We weren't drowning in debt, desperate for a way out, I was more curious to what kind of information I could learn. Since it was being offered with full reimbursement through my employer, I told Justin I was going to enroll whether he went with me or not. He committed to it with me and if you asked him today, I'm sure he'd agree with me in that it may have been the best decision we made in 2009.

I don't think that I'll ever be able to put a price on the life-long lessons and advice that Dave has to offer.  Like I said before, we weren't drowning in debt. We had one car loan and student loan payments each month, as well as a mortgage. The motivation alone that you receive from FPU is worth the time commitment it takes to really get a grasp of your finances and change from you working for your money, to your money working for you. In just a few short months we were able to pay off our car loan and are now in the process of tackling the remainder of the student loan. We are on track to have it paid off before the end of 2010!

It's not easy passing up shopping sprees with your snowball money. Not at all. But just the thought that someday (luckily for us that day will be here very soon) we won't have "snowball money" to pay off our next debt is so motivating. Budgeting gets easier every month, savings grows and debt disappears. It really is true that like Dave says, "If you live like no one else, someday you can LIVE like no one else!"  I'm so thankful to have found this resource so early on in my adult life. Though there will be challenges along the way, I'm so looking forward to our financial future together.

One thing to note is that I could not in a million years done this successfully without the support of my husband. This has definitely been a team effort and I highly recommend working together with your spouse.

Here's to the journey to a happy, financially-stress-free retirement...someday. : )